The world is filled with smart，talented，educated andgifted people.We meet them every day.A few days ago，mycar was not running well.I pulled it into a garage and the youngmechanic had it fixed in just a few minutes.He knew what waswrong by simply listening to the engine.I was amazed.The sadtruth is，great talent is not enough.
I am constantly shocked at how little talented people earn.
I heard the other day that less than 5percent of Americansearn more than $100，000a year.A business consultant whospecializes in the medical trade was telling me how manydoctors，dentists and chiropractors struggle financially.All thistime，I thought that when they graduated，the dollars wouldpour in.It was this business consultant who gave me the phrase，“They are one skill away from great wealth.”What this phrasemeans is that most people need only to learn and master onemore skill and their income would jump exponentially.I have mentioned before that financial intelligence is a synergy ofaccounting，investing，marketing and law.Combine those four technical skills and making money with money is easier.Whenit comes to money，the only skill most people know is to workhard.
When I graduated from the U.S.Merchant Marine Academyin 1969，www.52725.com
my educated dad was happy.Standard Oil of Californiahad hired me for its oil-tanker fleet.I had a great career aheadof me，yet I resigned after six months with the company andjoined the Marine Corps to learn how
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